TD Report: Credit & Debit Card Spending
TD card spending growth came in a touch stronger in 2025 through November, up 5.4% relative to 4.9% in 2024. The category mix broadly echoed 2024, with services spending once again outpacing goods, and goods spending making a modest comeback.
Entertainment spending was the standout in 2025, leading overall growth and posting the fastest acceleration of any category. Travel spending cooled a bit overall as Canadians eschewed U.S.-bound travel.
Home-related categories made a comeback in 2025, while several other discretionary categories, particularly clothing, also posted firmer growth than last year.
Canadians continued to spend on experiences this year, while shifting away from visits to American landmarks and adding more spending on physical goods. The trade and lower interest rate narratives run like red threads through spending preferences, though it has not been nearly as defining as the behavioural shifts seen during the pandemic. Overall, real personal consumption is expected to rise by a more modest 1.2% in 2026, slowing from the projected 2.5% this year.
economics.td.com/ca-consumer-spending
Snow removal safety tips for seniors
| (NC) Winter in Canada brings its share of beauty, as well as challenges. For many Canadians, shovelling snow is part of the routine, but it can also be tough on the body. For seniors, staying safe during snow season means working smarter, not harder. Here are some simple safety tips:Clear snow early and often. It helps prevent buildup and icy layers, reducing strain and lowering the risk of slips or falls.Warm up before heading out into the cold. Clearing snow is hard work—help your body prepare for it with a quick warm-up before you get started.Use the right tool for the job. Choosing equipment that reduces physical effort can make snow removal safer and easier, especially for older adults. Some manufacturers, like Garant, now offer cordless electric snowblowers that require less pushing and lifting than traditional models, helping make winter upkeep more manageable.Tip: When choosing a snowblower consider what type you will need. A single-stage model is good for easy handling where a two-stage model is self-propelled, which can reduce pushing effort.Stay hydrated. Did you know that cold weather can take as much water from your body as summer heat? Make sure to get plenty of fluids before starting to clear snow.Be kind to yourself when shovelling. Remember to pace yourself, take regular breaks and don’t hesitate to ask a neighbour for help. Snow removal is a workout, not a race.With a few smart strategies and the right tools, seniors can enjoy winter confidently keeping their driveways safe, accessible and injury-free. You can learn more at garant.com.www.newscanada.com |
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