Personal Choice


Make your next mortgage decision a Personal Choice!

At Personal Choice Mortgage Services Inc.
mortgage financing is our business – it's our only business.

If you are looking to purchase or refinance, if you wish to switch your current mortgage or want to be pre-qualified to buy a home, Personal Choice Mortgage Services and its expert team of mortgage agents will help you achieve this! It’s what we do!

As a mortgage brokerage firm, not only is it our responsibility to shop for the best rates, which we will endeavor to do, but it is just as important to find the best mortgage product that suits you and your long-term financing needs. We will strive to create a client-for-life relationship. This not only includes your repeat business, but your much-appreciated referral business. 

We can only do this by providing superior service that does not stop on your mortgage closing date. You will find detailed information on this site that will assist and guide you every step of the way. Please take the time to find out more about us, use the tools available to better understand the procedure, and use our on-line applications to speed up the process.


  • review rating 5  As a first time home buyer, I was nervous about the process and had many questions. Megan, Mary and Cindy were an absolute pleasure to work with and made the process seamless and easy to understand, while being able to secure a very competitive rate. Would highly recommend their services to all interested.

    thumb Laura Stewart

    review rating 5  As a first time homebuyer, I was a little nervous and intimidated about getting my first mortgage. From the initial contact, Cindy and Megan were warm and welcoming. They were very prompt in answering any question and the whole process went smoothly. I'm really pleased with the whole experience and expect that I will be returning to them when it comes time for renewal. Highly recommend!

    thumb Shirley Yoshinaka
  • review rating 5  Excellent customer service. Mary and Cindy were very friendly, helpful, and did an amazing job for us first-time home buyers. They always replied to our emails in a timely manner. We could not be happier with our mortgage rate. Highly recommended to anyone looking for a mortgage. Thank you!

    thumb Sandra La

    review rating 5  5 years ago we did not think we would qualify for a mortgage. Our Bank at the time was not helpful. They more or less laughed at us. I was embarrassed. We realize our dream of buying our first home was not going to happen. My brother-in-law recommended personal choice mortgage service. He had dealt with then a few years before. Right from the first minute we started dealing with Cindy and Megan we felt welcomed and comfortable. They made the process very easy. They answered all of my questions. Quick responses. They took a lot of the stress away. We are able to do a lot of communication through email . I work weird hours so it was helpful . They were able to find us a mortgage deal which allowed us to buy our first home. We just had our 5-year renewal and our current lender offered us a good rate. I didn't want to shop around. We decided to back to Personal Choice just to see. Cindy and Megan again looked around and found us an amazing deal. We couldn't be happier we have a great rate, paid off all of our debt and are now doing renovations to make our starter home our Dream Home I would highly recommend them. And we definitely will call them in five years when our next renewal is due.

    thumb Katrina Clark
  • review rating 5  I would never have known what I was doing when getting a new mortgage or trying to get the best rates. Mary and Cindy took great care of me and helped me sooo much with all my questions and the whole process. I don't know what I would have done without them and will never use anyone else. I absolutely would highly recommend!

    thumb Chase Carson

    review rating 5  Mary and Cindy were excellent. They made this process very easy for me and Aynsley. What I loved about this company, is the fact they always updated our file to the lowest interest rate. Highly recommend this company to everyone. Give them a call, you will not be disappointed!

    thumb Mitchell Atlee
Scroll to top