PERSONAL CHOICE MORTGAGE SERVICES INC. NEWSLETTER | September 2017

More Than a Third Think Interest Rate Increase to Have Negative Impact on Their Personal Finances 

In a random sampling of public opinion taken by The Forum Poll amongst 1150 Canadian voters, almost a third (BTM2: 34%) say the increase in the Bank of Canada’s prime interest rate will have a negative impact on their finances with (22%) saying it will have at least a somewhat negative effect, and (12%) saying it will have an extremely negative effect.
 

More than seven in ten (71%) said that, over the last the last three years, Canada has become more expensive for their family. Fewer than one in ten (5%) said that Canada has become less expensive for their family, while two in ten (20%) said that it’s neither more nor less expensive than 3 years ago. A small proportion (4%) said that they do not know.

 

The Forum Poll was conducted by Forum Research with the results based on an interactive voice response telephone survey of 1150 randomly selected Canadian Voters. The poll was conducted Aug 16-17, 2017.

 

If you have concerns about the last Bank of Canada rate hike, contact me and I would be happy to review your mortgage financing to make sure you are getting the most out of your mortgage.


poll.forumresearch.com

Easy ways to make the most of school lunches

(NC) With the school year ahead of us, lunchtime can be daunting. We all know how quickly children get bored of typical lunchtime items, not to mention that mornings can often feel rushed when lunch preparations aren’t going according to plan.
But school lunches can also be a great opportunity to introduce your kids to new foods and encourage a little independence. A recent survey by Whirlpool Canada shows that 70 per cent of Canadians agree that giving children an opportunity to try dishes from different cultures is a good way to encourage mutual understanding and respect.
To make the most of lunchtime meal prep and help families, children and classmates bond over a variety of tasty foods, Emma Waverman, a blogger and popular Canadian writer, shares her top tips. 
Make it quality time. Time spent cooking with your kids gives you the chance to connect and work together each day. They love to be empowered and will feel happy to be included. Children often like a hot lunch once or twice a week, so making this prep time into quality time will help your child feel involved in the process and appreciative of the opportunity to work alongside their parents. 
Encourage independence. Kids involved in the process will feel confident and independent, even if their involvement is as simple as packing their lunch. Start by finding a role in the kitchen suitable for your children, such as bagging lunches, washing fruits and veggies or coming up with ideas for next week’s meals. The new Whirlpool door-within-door refrigerator has flexible storage options and offers quick access to your child’s lunch picks.
Sample something new.
Inspire your kids by selecting new meals you would both like to try. Have them get involved in the food selection process and introduce new foods on a regular basis. Your kids may draw inspiration from their fellow classmates for meals to try or they may look to you for guidance. Trying new foods is a great way to keep lunches exciting.
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Please feel free to contact me with any questions you may have.  It would be a pleasure to assist you or any one of your friends or family members!